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130761 comments
Paybis acts as a comprehensive crypto‑payment solution, established in 2014 and headquartered in Warsaw, Poland, now operating in over 180 countries
with support for more than 80–90 cryptocurrencies and handling billions in transaction volume
:contentReference[oaicite:1]index=1. The platform delivers a desktop &
mobile wallet as a service and on‑ramp/off‑ramp API integration options for businesses,
letting users to buy, sell, swap and accept crypto payments effortlessly across traditional and
blockchain rails :contentReference[oaicite:2]index=2. It facilitates over 50 payment
methods including credit/debit cards, e‑wallets, Apple Pay, Google Pay, local rails like PIX, Giropay, SPEI, bank transfers, etc., across 180
countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.
With a low minimum entry fee—starting at around $2–5 depending on volume—and clear fee disclosure
(typically 2 USD minimum commission and card or e‑wallet fees up to ~4.5–6.5%,
plus network fees), Paybis prides itself on transparent pricing :contentReference[oaicite:4]index=4.
Through its secure MPC architecture, which splits private keys across multiple parties, ensures
on‑chain transparency, user control, and strong
security without needing traditional “proof of reserves” disclosures :
contentReference[oaicite:5]index=5. The company is registered as a
Money Service Business with FinCEN in the USA, is VASP‑registered
in Poland, and complies with FINTRAC in Canada, enforcing KYC/AML checks for larger transactions while offering optional no‑KYC flow for smaller amounts (under
~$2,000) in select cases :contentReference[oaicite:6]index=6.
Businesses can integrate Paybis in hours through SDKs
and APIs, access dedicated account managers, and benefit from high authorization rates (~70–95%) and 24/7 multilingual support in over nine
languages :contentReference[oaicite:7]index=7.
Use cases include wallets, fintechs, marketplaces, gaming
platforms, DeFi services, and global platforms in need of stablecoin payouts,
IBAN‑based settlement, or mass crypto payouts via Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.
Although some user‑reported issues have arisen—such as
account suspensions without explanation, slow refund processing in rare scenarios, or
payment verification difficulties—overall feedback
through Trustpilot and other independent reviews is largely
positive with nearly 5‑star ratings thanks
to its customer‑friendly design and straightforward crypto onboarding flow :contentReference[oaicite:9]index=9.
Altogether, Paybis represents a robust, secure, and
flexible crypto payment and wallet solution ideal for
businesses wanting to bridge fiat and crypto with minimal
hassle and strong compliance frameworks.
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